I was on the phone earlier with an insurance agent looking at a new policy. The agent owns a Pit Bull and specializes in offering coverage to breeds like German Shepherds, Rottweilers, and Pit Bulls that other companies often blacklist, so the topic of dog breeds and insurance coverage naturally came up.
The agent said he's got policies for over 500 Pit Bull owners, but so far only one claim -- and it's the result of a Daschund's bite. Apparently, the dog ripped off the woman's lip. The dog had a bacterial infection in its mouth that transferred to the woman, so she ended up having serious health issues above and beyond the initial horrific injury.
The claim is now up to about $400,000. At least in this particular insurance agent's case, the Pit Bulls and Rottweilers have proven to be less of a liability than the Daschund.